start using and claiming on services that will prevent larger and more serious problems from happening in the future. Look at your extras and start using these services. Physiotherapy and dental services are great to use now, because the earlier you utilise these services, the less teeth, muscle, joint and bone problems down the track. Also, don’t forget that the pregnancy cover you had in your thirties might not apply to you now. Remove it from your cover and start using the services that will prep you and your body for a healthy future. Your fi fties and sixties are a great time to talk to your doctor about what things you should be covered for in the event that you do need an operation or a trip to hospital. Many people in their fi fties have not reviewed their policy or extras for decades and are still paying pregnancy cover! You may have a specifi c health concern that has come up unexpectedly, such as a joint replacement. You may have had the ‘top’ level of cover for many years and have never needed it. Now is defi nitely the time to use it for the unexpected, to help you get back on your feet as soon as possible. pm Number Crunch $50 billion: The amount Australia spends each year on health. Depending on your income, age and whether you are single or a family, health insurance rebates can range anywhere between 10% to 40%. To find out what rebates you are entitled to visit: www.privatehealth.gov.au *Information collated from various web sources. GENERAL HEALTH Top Tip For more information on rebates and what cover works best for you go to: www.privatehealth.gov.au/healthinsurance The benefi ts for extras such as glasses, contact lenses, massages and some natural therapies such as acupuncture expire on December 31st every year. Make sure you are not missing out and that you make a claim before the year’s end. will om and nd se s n y 50 billio like the gym and massages will be important to you, but these are often the years where many people plan for and start a family. This is the time to reconsider the extras you are covered for and customise your policy to suit you. Often, pregnancy related care is the extra that most people need to think about and out of pocket pregnancy related expenses can be very costly if you are uninsured or if you forget to use your insurance! In the decade of your forties, it’s a good idea to
Pindara Private Hospital Magazine - Issue One
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