Maternity:

Health Fund Cover

We recommend you contact your health fund to ensure that you and your baby are covered for admission to Pindara Private Hospital.

As a Ramsay Health Care Hospital, Pindara Private has contracts with all major health funds, minimising out of pocket expenses for members. But to make sure that you are adequately covered for treatment in a private hospital, we suggest you:

• Check your policy statement from your health insurer and make sure that you understand any restrictions or exclusions that apply to your policy.

• Regularly review your policy to ensure it is relevant to your current circumstances. A policy that you took out some time ago may not be appropriate for your needs now.

• Contact your health insurer with any questions you many have and review or upgrade your policy if you think it necessary.

• Discuss with your doctor if you are unsure which services you may need cover for.

• The Private Health Insurance Ombudsman recommends considering taking a higher level of excess, rather than a restrictions of exclusion, to save money on premiums.

For more information about private health insurance visit www.privatehealth.gov.au.

Waiting periods

Insurers generally impose a 12 months waiting period for Obstetric services and treatment and 2 months for any benefit for treatment provided in a hospital. If you are unsure about waiting times contact your insurer

If you only have singles or couples health insurance cover at the time of your delivery, it is most likely that your baby will not be covered by your health fund if an admission to the Special Care Nursery is required.

Admission into Hospital of a baby can be very expensive and we therefore highly recommend that you upgrade to family cover early in your pregnancy. Some health funds require that you upgrade 3 months prior to your expected date of delivery.

Please note that if you are having a multiple birth (e.g. twins or triplets) there will be a charge for any number of babies delivered greater than one, as these babies are required to be a qualified admission.

How long will you stay in hospital?